Thursday, October 1, 2009

How long does a Kentucky auto accident victim have to file a personal injury claim against the party causing the wreck ?


If you have purchased no-fault insurance on your car or motorcycle or truck, then generally, you have 2 years from the date of your last no-fault payment, but no more than four (4) years। To be safe, you should think of the statute of limitations being 2 years from the date of the accident. If you have a significant injury, you should contact the Kentucky Auto Accident Attorney as soon as possible after your car wreck to allow for proper investigation, maximization of insurance benefits and effective presentation of your claims.


Another reason to contact the Kentucky Auto Accident Attorney soon after your accident is to make sure that some of the exceptions to the above general rule do not apply to your case. Here are some of the exceptions:

1. If you do not have Kentucky no-fault coverage on your vehicle, which is not required for motorcyclists, then your statute of limitations is one year.

2. If the person causing your accident is an employee of a state or county or otherwise protected by sovereign immunity, then you have one (1) year to file your claim and it must be filed before the Board of Claims.

3. If you are filing a claim for someone who died in the auto accident (also known as “wrongful death”), it must be filed in one (1) year.

4. If your claim is a products liability claim, then you may need to file in one (1) year.

5. If your claim is for Uninsured Motorist Benefits or Underinsured Motorist Benefits, then under certain circumstances you may have to file your claim within one (1) year.

As you can see, the answer to the question of how long you have to file a personal injury claim after an auto accident in Kentucky is not simple, which is one of the reasons you need to consult with the Kentucky Auto Accident Attorney as soon as possible after your auto accident, motorcycle accident or truck accident. He can be contacted at 502-241-8000 or


  1. Accidents are unpredictable incidents that often finish up in injuring or more individuals who are present at the site. With increased modes of transport, road accidents have increased to a substantial level. Auto accidents are the incidents that involve collisions between vehicles. They can have repercussions as hazardous as death of a person on the mishap site.

    Why spend your time with complicated details like talking to the insurance company or auto repair shops body when you can have your attorney handle all that. Leaving that to a law firm which means you have more time to talk to your doctor about your injury, or you can spend your time as you did before the accident.

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  2. Thanks for sharing. It's really imperative to hire an attorney in case of a personal injury situation. Your rights need to be protected and not taken advantage of.

  3. If you have ever been involved in a vehicular accident or some kind of fatal auto accident, you have to call an expert auto accident attorney for legal help. You need someone with sound legal knowledge since it is significant to know the first thing you need to do after collision. A lawyer is the best person who can precisely help you with that. Before investigators and police come your way, you need to collect as much evidence as you can such as pictures, eyewitness statements and physical proofs etc. Any auto accident attorney knows that. Right after the crash, it is but normal for the people involved to be in a state of shock. However, without compensation from the accident, how can you go on with your life? For all these reasons, you have to hire an auto accident attorney.

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  4. It is always better to search properly about an lawyer before hiring him/her for your lawsuit because a experienced and knowledgeable lawyer will definitely provide you the best solution of your problem.

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